Payday advances may, quite often, be the best solution you need fast cash and can’t wait until paycheck day for you if. Down load now and discover more! An online payday loan also called a pay day loan, wage loan, payroll loan, small-dollar loan, short term, or payday loan, is a tiny, short-term loan that is unsecured. Those loans will also be, in a few cases, referred to as a “cash advances, ” though that term also can pertain to cash supplied against a predetermined personal credit line like credit cards. Pay day loan loans rely on the customer having payroll that is prior work documents.